What exactly is a suitable commercial vehicle insurance policy?

When it comes to insurance, you often hear that it is important to choose 'suitable insurance'. What exactly does this mean? We are happy to show you. In particular, we would like to talk to you about the Univé commercial vehicle insurance. As an entrepreneur, it is important that you take out the right insurance. If you manage to take out suitable insurance, you will not only have optimal cover, but you will also benefit from extra cover while only having to pay a low premium per month. So sit down for a moment and take out good commercial vehicle insurance today.

Insurance that suits your car

Suppose you want to take out van insurance, should you choose a policy specifically designed for vans? No, you don't have to. What you need is good insurance for your vehicle, and it doesn't really matter what kind of car you have. What is important, however, is knowing how old your car is. The older your car, the lower its current value will be. At some point, it's no longer worth having your car repaired, because the repair costs will be higher than your car's value in the first place. So choose your commercial vehicle insurance based on the age of your vehicle. If your car is nine years or older, third-party liability insurance is sufficient. Is your car between six and nine years old? Then choose third-party liability+ limited comprehensive insurance. This option covers many types of damage, but not the damage you sustain to your own car if you cause an accident. If you really want optimal cover because you have a new or no more than six-year-old car, choose comprehensive insurance. This insurance pays out for all types of damage.

What is mandatory and what is optional?

If you look at the insurance policies on the Univé website, you will see that there are mandatory packages, but also optional insurance policies. Why should you choose these? Because they can provide you with a lot of convenience. Consider, for example, roadside assistance. With this option, you can be sure that you can always have a specialist come over if you break down on the side of the road. The mechanic will try to solve the problem immediately and if this does not work, you can be offered alternative transportation. Are you often abroad? Then do not hesitate to add roadside assistance abroad in addition to your roadside assistance in the Netherlands.

Drive responsibly and get a discount

Did you know you can lower your monthly premium by driving responsibly? The longer you don't make a claim on your insurance, the bigger the discount you can get. This way, you're not only very well-insured, but you'll also pay very little. Check out the Univé website to find your ideal insurance today.